Watson Realty Corp. Realtors®

(904) 755-1096

Watson Down Payment Assistance Programs

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Down Payment Assistance

Watson Mortgage Corp. is one of the top participants in Florida Housing’s down payment and closing cost assistance program, which offers a second mortgage loan to assist eligible homebuyers with their down payment and closing costs. This program is only available for homebuyers who have used Florida Housing's first mortgage loan; it is not available as stand-alone assistance.


The Florida Assist (FL Assist)

Borrowers purchasing in the county selected may also be eligible to receive down payment assistance (DPA) through the FL Assist Second Mortgage Program. The FL Assist offers the following:

  • Up to $7,500
  • 0%, deferred second mortgage

The FL Assist is not forgivable. Repayment is deferred, except in the event of the sale, transfer, satisfaction of the first mortgage, refinancing of the property or until such a time the mortgagor ceases to occupy the property at which time, the Florida Assist will become payable in full.


Home Buyer Education Is Required

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD). This list will show you some of the approved agencies in your area. Each company has different costs, days, and times associated with the class so you should do research to see which class is the best fit for your circumstance.

**All adults that will be living in the home must take the class.**

**The only online class accepted for the BOND is following link: ehomeamerica.org/debthelper

You can save money by using the discount code CCMS24. **


Greenpath, Inc.

101 Century 21 Dr. Suite 113Jacksonville, FL 32216-8115

Website: greenpath.com

Phone: 888-860-4167

Email Address: Not available Languages: English, Spanish


Operation New Hope Cdc

1830 N Main St Jacksonville, FL 32206-3772

Website: operationewhope.com

Phone: 904-354-4673

Email Address: Not available Languages: English


Habitat for Humanity of Jacksonville, Inc.

2404 Hubbard Street Jacksonville, FL 32206-2911

Website: Not available

Phone: 904-798-4529

Email Address: Not available


Jacksonville Area Legal Aid, Inc.

126 W Adams St Jacksonville, FL 32202-3849

Website: jaxlegalaid.org

Phone: 904-356-8371-327

Email Address: David.Cronin@jaxlegalaid.org Languages: Arabic, ASL, Cantonese, Creole, Czech, English, Farsi, French, German, Hindi, Italian, Korean, Polish, Portuguese, Russian, Spanish, Swahili, Turkish, Ukrainian, Vietnamese


Black Bottom/Springfield Human Development Corporation, Dba St. Joseph Homeownership

485 West First Street, Suite 239Jacksonville, FL 32202-3930

Website: sjhmhelps.com

Phone: 904-435-7546

Email Address: info@sjhmhelps.comLanguages: Creole, English, French, Spanish


Jacksonville Urban League

903 Union St W Jacksonville, FL 32204-1161

Website: jaxul.org

Phone: 904-723-4007

Email Address: wandadavis@jaxul.org Languages: English


Wealth Watcher, Inc.

1225 W. Beaver Street, Suite 110Jacksonville, FL 32204-1415

Website: wealthwatchersfl.com

Phone: 904-380-0292

Email Address: carriedavis@wealthwatchersfl.com Languages: English, Spanish


Community Home Ownership Center, Inc. F/K/A Jacksonville FL Chapter Assoc. of Housing Counselors & Agencies Cdc

1284 W. 20th Street Jacksonville, FL 32209-4302

Website: chchome.org

Phone: 904-355-2837

Email Address: chceducates@gmail.com Languages: English, Spanish